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Turystycheskaya strakhovka – vasha bezopasnost vo vremya puteshestvyi

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Travel opens up new horizons, vivid impressions and unforgettable emotions. But even the most carefully planned trip can involve unforeseen situations — from catching a cold in another country to losing luggage or having a flight cancelled. In such cases, travel insurance becomes not just a formality, but real protection for your health, budget and peace of mind.

An insurance policy arranged in advance via https://greentravel.ua/calc/vzr will help you receive qualified medical assistance abroad, reimburse unforeseen expenses and remain confident in any situation. This is especially important for Ukrainians travelling abroad for holidays, study or work, as many countries require insurance for entry.

What is travel insurance
Travel insurance is a special policy that protects travellers from unforeseen expenses during a trip abroad. It guarantees that, if health problems or other emergencies arise, assistance will be provided quickly and without unnecessary financial losses.

Unlike ordinary medical insurance, a travel policy is designed for a specific period abroad and takes the specifics of travel into account. It may cover medical care, transportation to a clinic, emergency evacuation and treatment organised through international assistance companies.

Modern programmes are often supplemented with extended options, such as cover for trip cancellation, lost luggage or the need to return home urgently for family reasons. Thus, travel insurance is not merely a formality, but a tool that helps you feel confident anywhere in the world.

Is insurance mandatory when travelling abroad?
In most popular tourist destinations, medical insurance is not a recommendation but a legal requirement,
read more here . Insurance is mandatory when applying for a Schengen, work or student visa. Even with visa-free entry, many EU countries may request confirmation of valid insurance for the entire stay.

Even if a country does not formally require an insurance policy, having one is extremely important. Medical services abroad are expensive: a simple doctor’s consultation in Europe may cost dozens of euros, while hospitalisation may cost thousands. Without insurance, all these expenses must be paid personally.

What a travel insurance policy covers

What does a travel insurance policy cover?
Travel medical insurance is comprehensive protection that helps travellers deal with unforeseen situations abroad. The policy works on an “all-inclusive” basis within the selected insured amount, while its coverage may vary by programme. Green Travel’s online insurance offers include the following key areas:

  1. Medical assistance
    • Calling and paying for an ambulance, including transportation to the nearest medical facility.
    • Outpatient treatment: consultations, diagnostics, prescriptions and medication costs.
    • Inpatient treatment: diagnostics, operations, medicines, hospital accommodation and meals according to the clinic’s standards.
    • Emergency services
      • Medical evacuation in the event of serious injury or illness.
      • Repatriation of remains to Ukraine in the event of death abroad.
      • Coverage of an accompanying person’s transport expenses when the need is confirmed.
      • Additional medical assistance
        • Emergency dental care (up to 100 €/$).
        • Free online doctor consultations through the Likar Online service throughout the policy period.
        • Extended options for travellers
          • Coverage of expenses caused by trip cancellation (failure to travel).
          • Compensation for lost luggage.
          • Accommodation costs in emergencies.
          • Arranging a visit to an ill relative.
          • Possible compensation for “uncoordinated cases” after returning to Ukraine if supported by documents.
          • COVID-19
            • Diagnosis and treatment of COVID-19 abroad within a limit of up to 3000 $.
            • Payment for tests in case of a positive result.
            • Assistance organised through international partners
              • Cooperation with Ensuria Assistance, one of the world’s largest assistance companies.
              • Quick search for a suitable clinic and prompt doctor appointments.
              • Round-the-clock support in Ukrainian, English, German, French, Spanish and other languages.
              • Auditing partner clinics and excluding unreliable medical institutions from the list.

                Therefore, a travel insurance policy is not only medical protection but also a comprehensive set of services that helps resolve most problems a traveller may encounter abroad.

                What travel insurance does not cover

                What does travel insurance not cover?
                The insurance policy does not cover treatment for injuries and illnesses arising in the following circumstances:

                • During military action, civil unrest, revolutions or terrorist attacks.
                • Illnesses and injuries that occurred before the insurance was arranged.
                • Consequences of actions involving unjustified risk to life and health.
                • Injuries sustained under the influence of alcohol or drugs.
                • Medical services unrelated to emergency care, including cosmetic and plastic surgery and planned dental procedures, except emergency dentistry.
                • Childbirth and related services.
                • Injuries sustained while performing physical work for hire if the policy was not specifically arranged for that purpose.

                  Travel insurance covers only standard and emergency cases, excluding risks related to knowingly breaking rules or extreme circumstances.

                  Arrange travel insurance online

                  How do you arrange insurance for a trip abroad?
                  Arranging travel insurance is now extremely simple, and the entire process can be completed online from home. With Green Travel, it takes just a few minutes:

                  1. Prepare your documents. You need a valid international passport and identification code. Determine your travel dates in advance and choose the policy period; the policy must already be active when you depart.
                  2. Enter your details in the online calculator. Specify:
                    • the length of your stay abroad;
                    • the policy territory (Europe or other countries);
                    • the purpose of the trip (tourism, work, study);
                    • the insured amount.

                      The system will automatically calculate the price and suggest the best terms.

                      1. Choose additional options. You can add COVID-19 cover, cancellation insurance, luggage protection, online doctor consultations and other services.
                      2. Place and pay for your order. After entering your contact details, choose a convenient payment method: bank transfer or cash on delivery.
                      3. Receive your poliс. The completed electronic document is sent by e-mail, and a paper version can be provided if necessary.

                        Thanks to this format, insurance can be arranged at any time and from anywhere in Ukraine, while Green Travel’s partnership with Ensuria Assistance ensures that help abroad will be organised quickly and to a high standard.